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      <image:title>John S. Erwin</image:title>
      <image:caption>For over 40 years, John has specialized in building individualized trust and estate plans for his clients that are designed to protect their assets, minimize unnecessary transfer taxes, and maximize the wealth they are able to give to those they care about.  What John has come to realize that he truly provides his clients, however, is freedom. Namely, the sense of freedom that comes from having choices. One of the core aspects of John’s work that he has always been drawn to is the process of putting the pieces of his clients’ financial puzzle and personal goals together in a way that helps them protect and maximize the wealth they have worked to build.  Once he has fully assessed all of the pieces of the puzzle, the most valuable result is the variety of choices that he is able to present to his clients- giving them the freedom to have a say in the legacy of their wealth.</image:caption>
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      <image:caption>As partner of Erwin and Marcus, P.C., Jennifer specializes in designing and implementing sophisticated, individualized estate plans for her clients that protect their assets, preserve their wealth, and align their legacies with what they want to create for future generations.  But for Jennifer, helping families plan the legacy of their wealth is not only her career… it’s her calling.  To know Jennifer is to know a life spent being fascinated by family history and the legacies they leave behind.</image:caption>
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      <image:title>Navjit Pathak</image:title>
      <image:caption>As a shareholder of Erwin and Marcus, P.C., Navjit specializes in creating custom estate plans for individuals and growing families that are tax-efficient and protect and preserve their assets with flexibility in mind. Furthermore, in concert with the Erwin &amp; Marcus approach, Navjit collaborates with the client’s financial advisor and accountant as a team to create and implement the optimal estate plan for the client’s unique situation.</image:caption>
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